Today's Mortgage Rates
July 23, 2026
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 6.500 | 30 | 0.00 | 5% Minimum% | 6.60% | 6.33 |
| 20 Year Fixed Conventional | Y | 6.375 | 20 | 0.00 | 5% Minimum% | 6.491% | 7.40 |
| 15 Year Fixed Conventional | Y | 6.250 | 15 | 0.00 | 5% Minimim% | 6.388% | 8.60 |
| Jumbo | Y | 6.625 | 360 | 0.00 | 20% Minimum% | 6.727% | 6.41 |
| Home Possible | 1st Time Homebuyers | 6.500 | 30 | 0.00 | 3% Minimum% | 6.60% | 6.33 |
| FHA Down Payment Assistance Program | N | 7.250 | 30 | 0.00 | 3.5% Minimum% | 7.917% | 6.83 |
| FHA 30 Year Fixed | N | 5.999 | 30 | .40 | 3.5% Minimum% | 6.668% | 5.99 |
| VA 30 Year Fixed | N | 5.999 | 30 | .40 | 0 Minimum% | 6.% | 5.99 |
| Invest 75% LTV | N | 7.250 | 30 | .50 | .25% Minimum% | 7.404% | 6.83 |
| USDA | N | 5.999 | 30 | .40 | 0 Minimum% | 6.466% | 5.99 |
| Bank Statement Program | N | 8.250 | 30 | .50 | 20% Minimum% | 8.424% | 7.52 |
| DSCR | N | 7.375 | 30 | 0.00 | 20% Minimum% | 7.510% | 6.91 |
*APR - the annual percentage rate is based on a loan size of $300,000
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
